The plan offers following eight investment funds to choose from-
New Balanced Fund, New Growth Fund, New Equity Fund, New Energy Fund, New Infrastructure Fund, New Money Market Fund, New Mid-cap Fund and New Pure Equity Fund.

Flexibilities-

1. Flexibility to choose annuity option from Life Annuity, Life Annuity with return of purchase price on death and Life Annuity guaranteed for 5, 10 or 15 years and payable for life thereafter.
2. Flexibility to pay top-ups at any time in the policy. The minimum top up amount is Rs.2,500/-.
3. Flexibility to switch between the funds at any time during the policy term.
4. Flexibility to pay single premium or regular premium

Features-

1. Tax free commutation up to one third of fund value at vesting age.
2. Optional benefits are offered at the nominal extra cost.
3. Policy can be surrender after three policy years. The guaranteed surrender value is payable.
4. Grace period of 30 days and 15 days for monthly mode to pay the premium from the due date.
5. Premium paid are eligible for tax benefit under the Income Tax Act,1961.

Eligibility-

1. Age at Entry-18 to 59 years
2. Age at Vesting- 75 years
3. Policy Term- Minimum 16 years
4. Premium Payment Mode-Annual, Half Annual, Quarterly and Monthly